Personal Finance for Young Adults

Personal Finance for Young Adults Personal finance is often a tricky subject for people of all ages. As a young adult in your teens or twenties, it’s important to get a solid grasp of personal finance right now in order to avoid common mistakes. Young adulthood is a critical time of development, and you have the potential to set yourself up for a lifetime of financial success by following these guidelines. Pay Off Debt Early If you’re a college student, it’s likely that you’ve already taken out student loans. The average college student graduates with approximately 30,100 dollars of debt to pay off. If you know that you’ll be responsible for paying off your own student loans, make every effort to start minimizing the debt as soon as possible. If you plan to work part-time in college, start making small payments towards your loans in order to make a sizable chunk in the debt even before you’re finished with school. Start Saving Now Unfortunately, studies have shown that Americans have a hard time setting aside money for the future. Of 7,000 people polled, 34 percent had nothing in their savings account, and 35 percent had less than 1,000 set aside. To secure a prosperous future, it’s absolutely essential to start saving as much as you can as early as possible. While it’s a great goal to put aside 20 percent of your total paycheck each month, it’s okay to start small as a young adult. Since prioritizing debt payoff is also important, saving ten percent of your paycheck is a good place to start. Save on Auto Insurance If your parents stopped paying your auto insurance bill once you left for college, don’t stick with the same company just because that’s what’s familiar. In fact, you’re more likely to save money on car insurance when you speak with a local insurance agent. By taking the time to call around and shop for the best rates, you could save over one hundred dollars each year. Even though that doesn’t sound like much, it adds up quickly and you can use that money to bolster your savings or pay off debt faster. Track Your Spending As a college student, you probably spend a sizable chunk of change each week on going out with friends. While socializing is an important part of the college experience, it’s even more important to set yourself up for financial stability during and after college. Track your spending for a minimum of one week using an app like Mint and honestly evaluate what needs to change. If you’re spending more than 20 percent of your income on wants instead of needs, it’s time to scale back and look for alternative entertainment and food options.  Or, find ways to supplement your income with a side hustle. Invest in Insurance If you’re renting your living space, it’s important to invest in renter’s insurance to safeguard against emergencies. Even if it seems like your possessions are worth only a modest amount, think again. If you have basic furniture pieces, a laptop, television, and cell phone, would you be able to cover the cost of replacements if your apartment was destroyed in a fire? If not, then talk to an agent about getting renter’s insurance. The small monthly fee is a must-have if you don’t have enough savings to cover necessities in the event of emergency. . Image credits. Main.  Paid.  

Mastering the Art of LinkedIn in Your Job Search CareerMetis.com

Mastering the Art of LinkedIn in Your Job Searchâ€" CareerMetis.com Source â€" Pixabay.comLinkedIn is the social network for industry professionals. On this platform, you can meet like-minded people, you can connect with prospective employers, and you can sell your skills online. It’s the network to turn to when you want to voice your opinion about your industry, and it’s certainly the place to monitor industry-specific trends.This powerful professional network can connect you with people whom you wouldn’t usually come into contact with, and it might even be the place where you find your new job. LinkedIn takes the laborious task of trawling through job sites, adds a social element to it, and makes it far more user-friendly, resulting in a much more collaborative evalYour LinkedIn profile is the digital equivalent of your CV to some prospective employers, so it’s essential to keep it updated. You wouldn’t send a covering letter that doesn’t include the right information, so you should keep your profile up-to-date with all of your responsi bilities and achievements.If you’re comfortable in your current job role, it can be easy to neglect your LinkedIn profile, but there’s no harm in keeping it updated with any new skills that you learn and any new responsibilities that you pick up. By not listing these skills, you’re closing yourself off from potential career-progression opportunities, because employers won’t understand your full skill-set.2) Highlight Your Experience Whether it’s academically or professionally, you work hard and, over time, you build experience and expertise. Your LinkedIn profile is a sales pitch to potential employers, which means that you shouldn’t hesitate to shout about your achievements.If you’ve performed well in work and have great results to show it, you should highlight this. Your future employers will be on the lookout for candidates who are going to contribute to the company’s profits, and influential figures will only support your application.3) Use Your Headline Wisely B eneath your name on your LinkedIn profile, you’ll find your headline. Some people use this to outline their current job role, but to potential employers, this is a short sentence that summarizes you professionally.You only have 120 characters to work with here, so it’s important to keep it concise. If you’re seeking a new role in a particular field, this is the place to highlight it. If you feel that your current job title is enough to sell you to potential employers, make sure that you include it here â€" creating an engaging headline will encourage employers and recruiters to click through to your profile page.Remember, your headline is like the opening line on a CV or resume. It needs to be punchy enough to get your point across without making you seem like you’re overly confident in your skills. Ensure that you’re selling yourself properly, but use language that suggests you’re well versed in the world of work.4) Make Yourself Available evalIf you’re looking for a new job and you’re open to offers, you can ‘turn on your availability,’ which tells recruiters from outside your organization that you are actively seeking a new role. If you don’t have this feature activated, you might not be contacted by promising employers.You can tailor this feature to fit your needs, and you can use this to inform employers how eager you are to find a new position, as well as your preferred job titles and what city 5) Use the Advanced Job Search Employers have the option to list their vacancies on LinkedIn One way to overcome this issue to use the advanced job-search filters to narrow down your search to relevant jobs â€" this way, the platform will learn from you and show you more positions like this.Source â€" Pixabay.com6) Get Involved with Online Networking Regardless of its many features, Linkedin is a social network, and it should be treated like one. It is a platform on which you can have conversations with people and discuss relevant topics. In this sense, it works in the same way as in-person networking.You can take the time to craft posts and comment in relevant groups, and you can earn a name for yourself in the industry through your opinions. Off the back of this, you might find that you have a competitive edge when it comes to seeking a new role, with employers recognizing your name and your achievements from your LinkedIn prominence.7) Make Sure You’re Integrating Your Efforts LinkedIn is an excellent tool for finding jobs online but making sure that you integrate these efforts with offline activity will give you the best chance at securing your dream role. Remember, LinkedIn is your online business card, and you can always point the people you meet in real life towards your profile.If you work in an industry where you don’t need to carry business cards or information (such as digital marketing or web development), you’ll find that LinkedIn becomes a useful offline tool as well.8) Use Every Tool in Your Job Hun t Regardless of industry, the job market is a competitive one, and it’s vital that you give yourself the best chance at securing your dream role. LinkedIn is just one platform that you can use to get yourself noticed, with resources such as online job boards presenting you with ideal jobs at the touch of a button.

The real reason your resume is being ignored

The real reason your resume is being ignored Job hunting can be an incredibly frustrating process. You’ve brushed up your résumé, written a solid cover letter, and been applying to roles that seem darn near tailor-made for you But when your phone is silent and inbox remains empty… It can be tempting to ask “What’s wrong with me?” But I’ve got good news. There’s nothing wrong with you. Taking control of your career and winning the right job is serious business. Throughout my career as a manager, hiring manager, and mentor, I have met thousands of job seekers, all of whom fit into three clear categories: The seriously committed You understand that the hiring game has changed and you are on a committed hunt for the next opportunity. Your drive to change the status quo has carried you this far â€" but you know you need to learn some additional skills to get real results. The Plan B-ers You’re frustrated with your current situation and are searching for Plan B. Despite your unhappiness, you haven’t fully committed to searching for a new role but are keeping your eyes and ears open. You may be faced with a career change as your previous job searches came up empty. The hobbyist Like occasional guitar players and weekend golfers, you dabble in your job search efforts, conduct R.A.A. (Random Acts of Application) by spraying out résumés, and meet up with people for coffee. If you’re in this category, and you want to stay there, stop reading now. If you want to get serious and find (and win) that new job, stay with me here! It’s obvious the optimal category to be in is “seriously committed job hunter.” Why? Well, the truth is the job market has changed. Carefully worded cover letters and a strong résumé aren’t enough to get attention anymore â€" no matter how relevant your experience might be! You need the best skills and to execute every step of the job hunting process brilliantly. Job searching isn’t an application process, it’s a hunt in the truest sense of the word â€" and you need to be patient, prepared, and hungry. There are no shortcuts to finding the right role. You’ll need to carve time out of your day to speed up the quest and stay committed to the process. Where do you start? Making the shift into the seriously committed category can be frustrating, especially when you feel as though your skills are out of date or something you’ve been doing is just not working. As with any goal, your odds of success improve exponentially when you invest time to not only develop your existing skills but also to identify gaps and roadblocks and look for ways to eliminate them. I’ve developed a 3-step action plan to help you successfully negotiate your transition from a casual job-seeker to a seriously committed one, plus I’ve included my ultimate organization tool for any job search. (Click here to download your free Job Search Tracker) The 3-step action plan for finding the right job now 1. Set your goal: Have you taken the time to clearly identify where you want your career to go â€" and how to get there? Have you thought about what role would be a perfect fit for your career? Sit down and clarify your goal until you can answer the question “What are you looking for?” in 20 words or less. 2. Develop your plan: Now that you know what role you want, develop a schedule of how you will spend your time (and where it will be focused) over the next quarter. Create a detailed list of things you need to get done â€" and make sure you assign deadlines. 3. Keep yourself organized: How many job applications do you have out there that are still possibilities? If you can’t answer this question then your job search is not organized. You need a clear, efficient system that not only keeps track of the opportunities you’re pursuing but also the specific people you need to follow up with. FREE GIFT: This is the ultimate tool to stay organized, keep you in control, and streamline your job search. My carefully crafted Job Search Tracker is the result of assisting hundreds of job searchers on their journeys and it’s my gift to you â€" free. Click here to download now.

Ats Friendly Resume

At's Friendly ResumeIf you are planning to present your resume to a potential employer, you will need to create an At's Friendly Resume. It is a document that most potential employers look at when choosing candidates.The purpose of creating an At's Friendly Resume is to make sure that the employer does not judge you based on your own resume. In fact, it makes sure that you do not see any bias at all.To create an At's Friendly Resume, you need to decide how many columns your resume has. Do you want it to be in two, four or more columns? You can also decide if you want it to be in left to right, or right to left format. Some employers prefer a left to right format because it will emphasize your accomplishments more than a right to left format.You should also decide whether you want to have your contact information at the top of your At's Friendly Resume. Do you want to include your name, your job title, your employer's name, or some other identifying information about you. Your contact information can help the employer to verify your contact information so that he or she can reach you when necessary.You can also decide whether you want to put the summary at the bottom of your At's Friendly Resume or to go directly to the end. Some employers prefer to use a list format and put the summary at the bottom so that it can be read easily. You can also put the job description on top and then the detailed information at the bottom.You can use bullet points for your At's Friendly Resume. This can help make your resume easier to read and organize. When you are presenting your resume, keep in mind that you do not want your resume to take up too much space on the page. Lastly, if you really want to present your At's Friendly Resume, you need to use strong fonts and bold fonts. You may also want to add a link to your website to make your resume even more attractive.

Use Resume Writing Services For Higher Education to Help inSuccessful Job Search

Use Resume Writing Services For Higher Education to Help inSuccessful Job SearchLooking for a resume writing service for higher education? It is quite hard to find the right and reliable resume writing service for higher education, when you are in college. But it is possible if you take the right steps.There are lots of companies who offer these services for college graduates. But they charge hefty fees and there is no guarantee that they will not lose their customers. So, what can you do? You need to search and find the right resume writing service provider.There are lots of search engines on the internet, that will help you to find service providers. But, you should always make sure that the site you choose is completely authentic. You should also ask some questions about the company so that you can check the authenticity of the company.Once you find the right service provider, you need to meet them and talk about the job you are planning to do. The resume writing service should be able to provide you with the best proposal and format.Resume writing services for higher education are required because they help in promoting the career. By helping in recruiting, it will give good opportunities to you in your future.These services are available for all those students in high school or college, if you are looking for resume writing service for higher education. There are many agencies offering these services for higher education.These services are aimed at helping students and job seekers to get jobs. This is the most common reason why students and job seekers use these services. So, you can choose any service provider according to your needs.

What the In-Crowd Wont Tell You About Best Resume Writing Services Military Highway

What the In-Crowd Won't Tell You About Best Resume Writing Services Military Highway Its certified federal writers incorporate top HR, technical, company and company professionals. Our work is targeted on providing result-oriented resumes which not only attract hiring managers' attention, but in addition make you receive the desirable position. Skills for Attorney Resumes As a lawyer, you must interact with numerous people. There are hundreds and hundreds of career service professionals around who provide resume writing services. Occasionally it feels that your resume is supposed to introduce you to a company which will address all your problems. Employing a resume writer is a good deal more than simply hiring someone type up our resume. Initially working with Cherie was a way to find a better job. Neither does this draw any offers. Scannable resumes need specific page designs because computer scanners can't read certain products. The Downside Risk of Best Resume Writing Services Military Highway Resume writing isn't simple, and there are numerous diverse opinions on how best to do it. Relying solely on endorsements or recommendations means you'll miss the immense opportunity your network presents. If you attempt to find CareerPerfect reviews online, you'll discover few recommendations and lots of complaints. Whatever They Told You About Best Resume Writing Services Military Highway Is Dead Wrong...And Here's Why For a normal task a manager really ought to browse through an enormous mass of prospects along with their paperwork. For a common task a business should undergo a monumental amount of candidates along with their paperwork. The mission of Resumarea is to assist you in making the very first and the most essential step in your job search. Our services won't only demonstrate your value as an employee to prospective organizations, they'll also convince you of your very own expert worth. Professional resume writers comprehend the signi ficance of their work, so they are always accountable for the ideal result. Resume writing is the most crucial step in presenting your abilities and receiving the job that you desire. The writer is likely to make contact and start to work with you straight away! Our writers get in contact with you and learn a little about your targets and ambitions.

How To Use LinkedIn To Get Discovered By Recruiters with Teddy Burriss - Work It Daily

How To Use LinkedIn To Get Discovered By Recruiters with Teddy Burriss - Work It Daily In resumes, job applications, and cover letters, keywords (when used properly) will differentiate you from every other candidate. Keywords are used to categorize you based on your skills, expertise, experiences, and talents. LinkedIn Skills are these Keywords in your LinkedIn Profile. LinkedIn Skills are a vital part of your LinkedIn profile. It’s important to pick Skills that exist in LinkedIn that represent who you are and what you do. During this webinar, we will show you how to pick the best Skills for your career and business goals as well as how to remove Skills that are irrelevant to your career goals and why. Proper use of LinkedIn Skills will help your LinkedIn Profile to be discovered and reviewed by recruiters, hiring managers, HR professionals and even business owners searching for new team members. You don’t just put LinkedIn Skills in the LinkedIn Skills area. This will minimize their power. There are at least nine different areas of your LinkedIn Profile where your top LinkedIn Skills should show up. We will show you where to put them and why. In this webinar we will show you how recruiters use LinkedIn to find candidates and why properly used LinkedIn Skills can position you above other candidates in the search results. Having a great LinkedIn Profile and using your Skills properly gets you numerous advantages over every other candidate. Is being found before other candidates important to you? If you don’t put extra efforts into being found over other candidates, you’ll be just like every other candidate, average and at the mercy of the merciless Applicant Tracking Systems. Watch this webinar and learn: Where LinkedIn Search actually searches What key areas of LinkedIn Profile to add your Skill words/phrases How to get your LinkedIn Profile found first Here are some of Teddy's links: LinkedIn Group NCWiseman NCWiseman Blog Amazon Book Recommendations Career Transition Coaching     Have you joined our career growth club?Join Us Today!